Sass!

• 2 (8-ounce) packages cream cheese, softened
• 1 (8-ounce) container sour cream
• ¼ cup of mayo
• 1/4 teaspoon garlic powder
• 1/4 teaspoon white pepper
• 2 (2-ounce) jars dried beef, chopped
• ½ cup red bell pepper, chopped  
• 1/4 cup finely chopped green onion
• 1/2 cup chopped walnuts  
• 1 tablespoon unsalted butter
• Assorted crackers or bagel chips

Preparation

• Beat first 5 ingredients at medium speed with an electric mixer until blended; stir in beef, bell pepper, and onion. Spoon into a 2 1/2-quart baking dish;
• Toast walnuts in microwave for 3 minutes with butter. Sprinkle nuts on top of dip.  .
• Bake at 350° for 20 minutes. Serve immediately with crackers or bagel chips.

 Creamy Smoked Salmon Dip: Substitute 4 ounces smoked salmon for dried beef, Omit chopped nuts.

Note- The dried beef is real salty.  You can lightly rinse beef to reduce salt.